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About Us

Folsom Insurance AgencyCarlson Agency Insurance Services Inc. is an independent insurance agency in Folsom, California with over 30 years of experience specializing in Auto / Car Insurance, Home Insurance, and Life Insurance.

Being independent means we don’t work for insurance companies. We work for you. Our job is to provide you with the best rates and coverages available to meet your needs. We have access to over 40 insurance companies and pride ourselves on exceptional product knowledge, strict ethical conduct and outstanding customer service. We are family owned and operated and we know how important it is for our customers to save time and money. We’re here to help!

An Independent Advantage

We are Independent Agents in Folsom, California, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Carlson Agency Insurance Services Inc. represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price. What is an Independent Insurance Agent? When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice! The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company. With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision. An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible. When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.